When starting or growing a business, having access to the right finance at the right time can make all the difference. Whether its investing in a new premises, purchasing equipment, hiring staff or managing cashflow, funding can provide businesses with the confidence and resources they need to make the next step.

However, securing finance isn’t always straightforward. With only 44% of loans being approved, 56% of bank loan applications with high street banks are not successful. As these banks now rely heavily on automated lending decisions and algorithms, businesses can be declined without anyone taking the time to understand its ambitions or potential.

That’s where our approach differs

As proud partners of the Start Up Loan Company and the British Business Bank, our mission is to ensure that SMEs and entrepreneurs who may not fit the traditional lending criteria have access to alternative finance. Our team of expert business managers take the time to get to know each business, understand its goals and access every application individually.

Finding Finance to Support Every Stage of Your Business

Every business’s journey is different. Whether you’re taking your first steps as a start-up or looking to accelerate growth, having access to the right funding can help turn plans into reality. At Let’s Do Business Finance, we offer a range of funding solutions designed to support businesses at every stage, including:

Start Up Loans‍ ‍

As official business support partners of the Start Up Loans Company, we can offer loans from £500 up to £25,000 to new and start up businesses as well as businesses who have been trading up to 5 years. With fixed repayments, no application or set-up fees, and free support throughout the application process, a Start Up Loan can be used to invest in everything from equipment and stock to marketing, premises and working capital, helping you build strong foundations and turn your business idea into reality.

Business Loans‍

Our Growth Guarantee Scheme loans provide between £25,001 and £250,000 to help established businesses invest in their next stage of growth. Available through the Growth Guarantee Scheme from the British Business Bank, the funding is designed to support businesses with ambitious plans, whether that's investing in new equipment, recruiting staff, expanding premises, improving cash flow or launching new products and services.

support businesses with ambitious plans, whether that's investing in new equipment, recruiting staff, expanding premises, improving cash flow or launching new products and services.

As a Community Development Finance Institution (CDFI), we take the time to understand your business and its ambitions, supporting viable businesses that may have struggled to secure finance through traditional lending routes.

FAQ’S

Yes. As a Community Development Financial Institution (CDFI), we regularly support businesses that have been unable to access funding through mainstream lenders. Every application is assessed individually, considering your business and its future potential rather than relying solely on automated lending decisions.
Funding can be used for a wide range of business purposes, including purchasing equipment, investing in premises, recruiting staff, improving cash flow, expanding your marketing activities or supporting business growth.
Our Start Up Loans are available for businesses that have been trading for up to five years. Our Business Loans are generally designed for more established businesses looking to invest in their next stage of growth.
The first step is to speak to our team. We'll discuss your business, your funding requirements and the options available, helping you find the right finance to support your next stage of growth.
Start Up Loans are designed for new businesses and those trading for up to five years, with loans from £500 to £25,000. Business Loans are available from £25,000 to £250,000 and are aimed at more established businesses looking to invest in growth.
Alternative finance providers, like Let's Do Business Finance, often take a more personal approach to lending. Instead of relying solely on automated decisions, we take the time to understand your business and its growth plans.

Right finance at the right time in action

The impact of funding goes far beyond the loan itself. At the right moment, finance can help a business invest in new opportunities, overcome barriers to growth and build a stronger future.

Over the years, we've supported thousands of entrepreneurs and SMEs across the UK, helping them secure the funding they need to start, grow and thrive. One business that experienced the difference the right finance can make is Nogard Creation

Nogard Creations is a perfect example of how the right finance at the right time can unlock business growth. After being unable to secure funding through a traditional lender, Jamie and Laura turned to Let's Do Business Finance, where a £40,000 Business Loan enabled them to invest in specialist equipment, expand their product range and grow their marketing activity.

With the funding in place, Nogard Creations was able to invest in its future and continue growing.

Read the full case study to see how the right finance helped make it possible.

The right finance can make all the difference

Every business's journey is different, but having access to the right finance at the right time can make all the difference. Whether you're starting up, expanding or investing in growth, the right funding can help you take the next step.